Terms Starting with I

IA-1092 SEC Release refers to a specific regulatory guideline issued by the U.S. Securities and Exchange Commission (SEC) that defines the activities that qualify an individual or entity as an investment adviser.

Income refers to the money or other forms of payment that an individual or business receives, typically in exchange for providing a product, service, or labor.

An income statement is a financial document that summarizes a company's revenues, expenses, and profits over a specific period, showing how the revenue is transformed into the net income.

Indemnity is a comprehensive form of protection that compensates an insured party for certain losses or damages specified in an insurance policy.

Indemnity insurance is a type of insurance policy that compensates the insured for losses or damages up to a certain limit, providing financial protection against claims or legal actions.

An index fund is a type of mutual fund or exchange-traded fund (ETF) designed to replicate the performance of a specific market index.

An Individual Retirement Account (IRA) is a tax-advantaged investment tool designed to help individuals save for retirement.

The Industrial Revolution was a period of major industrialization that took place during the late 1700s and early 1800s, marked by a shift from agrarian economies to large-scale manufacturing and urbanization.

An inferior good is a type of product whose demand decreases as the income of consumers increases, opposite to normal goods.

Inflation is the rate at which the general level of prices for goods and services rises, eroding purchasing power.

An Initial Public Offering (IPO) is the process by which a private company becomes publicly traded by offering its shares to the public for the first time.

Insider trading involves the buying or selling of a publicly-traded company's stock by someone who has non-public, material information about that stock.

Insurance is a financial product that provides protection against potential future losses or damages by transferring the risk from an individual to an insurance company.

An insurance premium is the amount of money an individual or business pays for an insurance policy.

The Interest Coverage Ratio (ICR) is a financial metric used to determine how easily a company can pay interest on its outstanding debt with its current earnings.

An interest rate is the percentage of principal charged by the lender for the use of its money. The interest rate on a loan or deposit determines how much you will pay or earn over time.

The Internal Rate of Return (IRR) is a financial metric used to estimate the profitability of potential investments by calculating the rate of return at which the net present value of all cash flows (both positive and negative) from a particular investment equals zero.

The Internal Revenue Service (IRS) is the U.S. federal agency responsible for the administration of tax laws and the collection of federal taxes.

International Financial Reporting Standards (IFRS) are a set of accounting standards developed by the International Accounting Standards Board (IASB) that guide the preparation and presentation of financial statements globally.

The International Monetary Fund (IMF) is an international organization that aims to promote global economic stability and growth by providing financial assistance, policy advice, and technical assistance to its member countries.

Interpersonal skills refer to the abilities used to interact effectively with other people. They encompass a range of competencies including communication, empathy, and conflict resolution.

Inventory Turnover is a financial ratio that measures how often a company sells and replaces its stock of goods during a specific period.

An inverted yield curve occurs when long-term debt instruments have a lower yield than short-term debt instruments, which is contrary to the normal market condition.

The invisible hand is a metaphor used by economist Adam Smith to describe the self-regulating nature of the marketplace, where individual self-interests unintentionally benefit society as a whole.

An irrevocable trust is a type of trust where its terms cannot be modified, amended, or terminated without the permission of the grantor's named beneficiary or beneficiaries.