All Financial Terms

1%/10 Net 30 is a common credit term that offers a 1% discount on invoice payments if paid within 10 days, otherwise the full amount is due within 30 days.

A 10-K is an annual report filed by publicly traded companies in the U.S., detailing their financial performance and operations over the past fiscal year.

The 10-Q SEC Form is a quarterly financial report that publicly traded companies must file with the Securities and Exchange Commission (SEC), providing a comprehensive overview of financial performance and operations.

A 10-Year US Treasury Note is a government debt security that pays interest every six months and returns the principal at maturity after ten years.

The 1040 IRS Form is the standard federal income tax form used by U.S. residents to file their annual income tax returns.

The 1040A Form, also known as the 'short form', was a simplified version of the federal income tax form used by U.S. taxpayers to file their annual income tax returns.

The 1040EZ Form was a simplified version of the U.S. individual income tax return form designed for taxpayers with straightforward financial situations.

The 11th District Cost of Funds Index (COFI) is a monthly weighted average of the interest expenses incurred by financial institutions in the 11th Federal Home Loan Bank District, which is used primarily to determine interest rates on adjustable-rate mortgages.

A 12B-1 fee is an annual marketing or distribution fee on a mutual fund, charged to fund shareholders to cover the costs associated with selling fund shares, including advertising and commissions paid to brokers.

The 183-Day Rule is a tax principle used to determine a taxpayer's residency status based on their physical presence in a country for 183 days or more in a given tax year.

A 30-Year Treasury bond is a long-term U.S. government debt security with a maturity of 30 years, offering periodic interest payments and principal repayment at maturity.

A 401(a) plan is a type of employer-sponsored retirement plan that allows for contributions by both the employer and the employee, often used by government and nonprofit employers.

A 401(k) plan is a tax-advantaged retirement savings account offered by many employers in the United States, allowing employees to save and invest a portion of their paycheck before taxes are taken out.

A 403(b) plan is a tax-advantaged retirement savings plan available for public education organizations, some non-profit employers, and self-employed ministers.

A 457 plan is a type of tax-advantaged retirement savings plan available to certain public sector and non-profit employees.

A 5/1 Hybrid ARM is a type of mortgage that features a fixed interest rate for the first five years, followed by an adjustable rate that resets every year thereafter.

501(c)(3) organizations are nonprofit entities that are exempt from federal income tax under section 501(c)(3) of the Internal Revenue Code. These organizations are typically charitable, religious, educational, or scientific in nature.

A 51% attack refers to a situation where a single entity or group gains control of more than half of the computing power on a blockchain network, allowing them to manipulate transactions and potentially double-spend coins.

The 52-week high/low refers to the highest and lowest prices at which a stock has traded during the previous 52 weeks.

A 529 Plan is a tax-advantaged savings plan designed to encourage saving for future education costs, primarily for a designated beneficiary.

The 80-20 Rule, also known as the Pareto Principle, states that roughly 80% of effects come from 20% of causes in many situations.

The 83(b) Election is a tax election made by employees or founders receiving restricted stock, allowing them to pay taxes on the total fair market value of the stock at the time of granting rather than as it vests.

Absolute advantage refers to the ability of a country, individual, or company to produce a good or service more efficiently than its competitors using fewer resources.

The accounting equation is a fundamental principle of financial accounting that represents the relationship between a company's assets, liabilities, and equity.